Kichijo Evidentia —
Credit Risk Veteran
Uniting financiers, clients, and insurers to forge resilient credit frameworks,
delivering master-level rigor in risk management to secure mutual value creation across the entire network.
I help leadership teams design practical credit risk strategies, fix broken credit processes, and coach staff to manage exposure with confidence.
CREDIT RISK STRATEGY • PORTFOLIO RISK REVIEW • CREDIT POLICY DESIGN • TEAM COACHING • CREDIT RISK STRATEGY • PORTFOLIO RISK REVIEW • CREDIT POLICY DESIGN • TEAM COACHING • WORKOUT & RECOVERY
Meet the Person
A veteran in commodities and financial institutions with a decade of strategic risk experience.
I bring deep-seated intellectual authority back into credit risk management. After years of navigating the complexities of global financial markets and commodity trading, I founded Kichijo Evidentia to provide leadership teams with the objective frameworks needed to secure their financial landscape.
Strategic Impact
Risk Advisory
Consultancy services specialized in identifying, analyzing, and managing complex professional risks with precision and dedicated expertise.
Commodities & Financial Institutions
Specialized support for commodities firms and financial institutions, combining deep market experience with disciplined credit risk management.
Strategic Planning
Strengthening corporate solvency via robust credit frameworks, designed to optimize cash flow control and mitigate counterparty defaults.
Our Services
We build the credit risk backbone that protects what you’ve built. From policies, people, training and reporting, we help owner‑leaders see risks early, avoid shocks, and keep their business strong for the next generation.
Practical Credit Playbook for Owners
turns your business strategy into clear, day‑to‑day credit rules. We help you set simple, disciplined steps for who to trust, how much to extend, and when to pull back — so growth stays controlled, not chaotic.
Bank‑Ready Credit Policies
turn your hard‑won instincts into clear rules and limits, so your team can say “yes” and “no” the way you would — protecting cash flow, relationships, and reputation as your empire grows.
Cash‑Flow–First Credit Design
helps you structure payment terms and limits around real cash movements, so you can spot stress early, avoid over‑extension, and keep day‑to‑day liquidity under control.
Your Private Credit Risk Partner
Enquire for our Services today. Let's have a chat.
What Partners Say
Perspectives from industry leaders on our collaboration and strategic impact.
“Helen is very dedicated and professional. She has a deep understanding of the business and a good nose for nonsense which she is fast to point out as well..”
Rix hufman
Book Lead, Tropical Oils (Olam Global Agri.)
"Helen was a highly trusted partner, particularly in the areas of counterparty risk management, credit risk frameworks, and credit insurance structures—all of which are critical in a volatile and globally exposed commodity business.
Helen brings a rare combination of strong risk discipline and deep commercial acumen.
Her expertise in credit assessments, counterparty evaluations, insurer engagement, and policy structuring added significant value to complex trading and sourcing decisions.
Helen is a consummate professional with high integrity, sound judgment, and proven leadership in enterprise and trading risk management.
gaurav gupta
Vice President & Business Head - Rubber (S.E. Asia)
"As a client, Helen brought a rare balance to risk management. She was principled in her approach to risk, yet always willing to see the business's perspective and find commercial solutions where she could. Her high standards and forward-thinking view made us better at what we do, and I'm grateful for that."
jasmine toh
Market Strategy & Engagement (Lockton)